Live Smartly- Don't Pay More Than You Need To

My Live Smartly series is really all about not wasting money, and retaining more in your pocket so you can put it towards experiencing life to the fullest with your loved ones. So today, in the third installment, I'll give you some ways how you can buy the things you need and not spend more than you have to.

1- Promo Codes and Online Research for Lower Prices

When purchasing from online retailers, many times you can find promo codes for a percentage discount off of your purchase. Websites including RetailMeNot and others, have promo codes for possible discounts of 10, 15, 20% or more. [Read more...]

Live Smartly- Only Buy What You Need

Last week's Live Smartly post was focused on reducing the amount of food that we we waste. This week's post will help you to reduce your waste of both money and space in your home. It will help you to live smartly in the present and will set you on a good course for the future.

To start, in regards to things we buy, we need to differentiate between things that we "need" versus things that we "want". There is definitely a difference between the two.

The things we want, are the ones that would be nice to have, fun to have or just a pleasure to have. There are times when we already have enough of something already but we still want to buy another or a few more, "just in case". [Read more...]

Live Smartly- Reduce The Waste

Have you ever thought about how much food people waste every day? All around us, food is trashed for one reason or another. Whatever way it happens, wasting food is just not a good thing.

To start with, one area where people waste food is when we dine out. Sometimes people order way too much food at a restaurant, don't eat it all and don't take the leftovers home to finish the next day. Countless times, I've seen people ordering a huge salad or entree made for a giant but then eating like a bird and leaving 90% of it on their plates and walking out empty handed. I wish that were an exaggeration, but it isn't. [Read more...]